在马来西亚，身故时没有立遗嘱，遗产将依据《1958年分配法令》处理，受益人须向 Amanah Raya Berhad（公共信托局）或法院申请遗产管理。以下内容根据 AmanahRaya 官方文件整理，附上真实案例分享与互动收费估算器。 Dying without a will in Malaysia means your estate falls under the Distribution Act 1958, and your beneficiaries must apply through Amanah Raya Berhad or the courts to administer it. Below is a plain-language breakdown of the official fee schedule, real cases, and an interactive fee calculator.
没有遗嘱身故称为"无遗嘱死亡"，遗产分配受《1958年分配法令》管辖。以下是一般申请流程，实际步骤视资产类型与文件齐全度而定。Dying without a will is "intestate" — distribution falls under the Distribution Act 1958. Below is the general process; actual steps vary by asset type and document completeness.
先厘清遗产是否含不动产（房产、地契），以及现金、公积金、股票等动产总值，决定该向哪个机构申请。Establish whether the estate includes immovable property, and the total value of cash, EPF, shares and other movables, to determine which authority to apply to.
可向 Amanah Raya Berhad 申请（直接管理 / 小额遗产管理），或委托私人律师向高庭申请遗产管理书（Letter of Administration）。Apply through Amanah Raya Berhad (direct or small estate administration), or engage a private lawyer to petition the High Court for a Letter of Administration.
包括死亡证书、所有受益人身份证、资产证明文件、债务文件等（详见下方申请条件清单）。Death certificate, all beneficiaries' ID, proof of assets, debt documents, and more (see checklist below).
根据管辖类型缴付最低预付按金（RM50至RM1,000不等），提交申请予 AmanahRaya 或法庭审核。Pay the minimum deposit (RM50–RM1,000 depending on jurisdiction) and submit the application for review.
处理时间约4至12个月，视文件齐全度及资产复杂程度而定；核发遗产管理书后才能进行下一步。Processing typically takes 4–12 months depending on documentation and asset complexity, before a grant is issued.
资产依据《1958年分配法令》第6条分配给配偶、父母、子女等法定受益人，而非按死者生前意愿分配。Assets are distributed to statutory beneficiaries (spouse, parents, children) under Section 6 of the Act — not according to the deceased's personal wishes.
以下为公开报道整理的真实情况，供了解遗产认领的实际流程与困难，不代表所有个案。Summarised from publicly reported cases to illustrate the realities of estate claims — individual experiences vary.
一名男子的父亲身故后未留遗嘱，家属被转介到 Amanah Raya 处理地契转名，报价为产业价值的2.2%。家属之后另外询问两名律师，收费与所需程序都不相同，前后花了两个多月才厘清该走哪条路，也曾被提醒 Amanah Raya 处理速度可能较慢。After a father passed without a will, the family was referred to Amanah Raya for a land title transfer, quoted at 2.2% of the property value. Comparing two other lawyers took over two months, with differing fees and procedures — and a caution that Amanah Raya's process can run slower.
公共信托局管理层受访指出，国内累积约RM65亿资产因欠缺遗产规划而无法顺利交由继承人，主因包括继承人无法呈交所需文件、资产拥有人生前没有做好遗产规划或信托安排。部分案例甚至涉及数十年前身故的死者，遗产至今仍未解决。AmanahRaya's management noted around RM6.5 billion in assets nationwide remain undistributed due to missing planning, largely because heirs can't produce required documents, or the deceased never arranged a will or trust — some cases involve deaths decades old that are still unresolved.
律师事务所在其分享中提醒，受益人可选择透过私人律师向法庭申请遗产管理书，也可透过 Amanah Raya 办理；遗产总值较高时，Amanah Raya 的百分比收费可能比律师收费更高，建议受益人在处理前先比较双方收费、处理速度与服务素质。A law firm's public guidance notes beneficiaries can go through a private lawyer for a court-issued Letter of Administration, or through Amanah Raya — and for larger estates, Amanah Raya's percentage-based fee can end up costlier than a lawyer's, so comparing both routes first is worthwhile.
根据 AmanahRaya 官方表格 PHP001/B2(S5/2019) 整理，实际所需文件视个案而定。Summarised from AmanahRaya's official checklist form PHP001/B2(S5/2019); actual requirements vary by case.
死亡证书正本 / 死亡证明摘录 / 埋葬准证Original death certificate / extract / burial permit
所有受益人的身份证或有效证件、出生证明Valid ID and birth certificates of all beneficiaries
结婚证书 / 离婚证书 / 离婚判令（如适用）Marriage / divorce certificate or decree (if applicable)
遗嘱正本及遗嘱认证令（如有立遗嘱）Original will and will verification order (if a will exists)
银行账户确认表格及银行存折/月结单副本Bank account confirmation form and statement/passbook copy
不动产：地契正本 / 买卖合约 / 最新地税单Immovable: title deed / S&P agreement / latest land assessment
动产：公积金（KWSP）、储蓄户口、股票、保单资料Movable: EPF, savings accounts, shares, insurance details
车辆登记卡及估价证书（如有车辆）Vehicle registration card and valuation certificate (if any)
证明死者债务的文件：银行贷款、信用卡结单等Documents proving the deceased's debts: loans, credit cards, etc.
申请人身份证副本及授权信（若委托律师代办）Applicant's ID copy and authorisation letter (if appointing a lawyer)
直接摘录自 AmanahRaya 官方文件第7.0与8.0条。实际收费以官方最终核算为准。Reproduced from Sections 7.0 & 8.0 of the official AmanahRaya document. Final fees are at AmanahRaya's discretion.
| 类型Jurisdiction type | 最低预付按金Min. deposit |
|---|---|
| 直接管理 Seksyen 17(1)/17(2)（Akta 532）Direct Administration — Sec 17(1)/17(2) | RM50 |
| 小额遗产管理（Akta 98）Small Estate Administration (Act 98) | RM300 |
| 高庭遗产管理 Seksyen 13（Akta 532）High Court Estate Administration — Sec 13 | RM1,000 |
| 条文Section | 资产价值Asset value | 预估处理时间Est. duration |
|---|---|---|
| Seksyen 17(2) | ≤ RM50,000 | 4个月4 mo. |
| Seksyen 17(1) | RM50,000 – RM600,000 | 6个月6 mo. |
| Akta 98 (小额遗产，2022年起)(Small Estate, since 2022) | ≤ RM5,000,000 | 12个月12 mo. |
| Seksyen 13 | ≥ RM600,000 | 12个月12 mo. |
| 直接 / 普通遗产管理（累进收费）Direct / Normal Administration (tiered) | |
|---|---|
| 首 RM25,000First RM25,000 | 5% |
| 之后 RM225,000Next RM225,000 | 4% |
| 之后 RM250,000Next RM250,000 | 3% |
| 之后 RM500,000Next RM500,000 | 2% |
| 余额Balance thereafter | 1% |
适用于 Seksyen 17(1)/17(2) 及 Seksyen 13 普通遗产管理。Applies to Sec 17(1)/17(2) and Sec 13 Normal Estate Administration.
| 小额遗产管理（Akta 98，按遗产总值）Small Estate (Act 98, on gross value) | |
|---|---|
| AmanahRaya 非申请人AmanahRaya not petitioner | 1% |
| AmanahRaya 为申请人AmanahRaya as petitioner | 2% |
| 另加律师费Plus legal fees | 如有if any |
适用于总值不超过RM500万的个案；自2022年《小额遗产（分配）（修正）法令》[Act 1643] 生效后，遗产不再须含不动产，纯现金/动产也可申请。Applies where gross value ≤ RM5 million; since the Small Estate (Distribution) (Amendment) Act 2022 [Act 1643], the estate no longer needs to include immovable property — purely movable/cash estates now qualify too.
| 1955年法令 [Act 98]Act 1955 [Act 98] | 2022年修正法令 [Act 1643]2022 Amendment [Act 1643] | |
|---|---|---|
| 小额遗产限额Small estate value limit | RM2,000,000 | RM5,000,000 |
| 须含不动产？Must include immovable property? | 必须含"不动产"Must include immovable property | 可仅含"动产"（现金等）May consist of movable property only |
| 受理官员Appointed officer | 土地行政官Land Administrator | 遗产分配官（EDO）Estate Distribution Officer (EDO) |
以上为修正重点摘要，完整条文请参阅官方法令或咨询执业律师。Summary of key changes only — refer to the official Act or a practising lawyer for full details.
输入房产价值与现金资产，即可根据 Amanah Raya Berhad 官方收费表，同步估算三种收费模式的手续费、按金与处理时间。仅供参考，不构成专业意见。Enter your property value and cash assets to instantly estimate AmanahRaya's official fees, deposit and processing time under all three fee models. For reference only — not professional advice.
Amanah Raya 官方收费计算Based on AmanahRaya's official fee schedule
实际管辖类型（直接管理 / 小额遗产 / 高庭）由 AmanahRaya 根据资产类型与文件核实后决定，本工具仅作参考估算。The actual jurisdiction (direct / small estate / high court) is determined by AmanahRaya based on asset type and verified documents — this tool is an estimate only.
先输入上方资产价值并点击"计算"，即可看到三种模式下的估算费用与适用范围。Enter your asset values above and click "Calculate" to see the estimated fee and eligibility under each model.
逝者无遗嘱，遗产属小额遗产范围，继承人不想自己跑腿，全权授权 Amanah Raya 代为申请。Intestate, small estate — heirs authorise AmanahRaya to act as the petitioner on their behalf.
逝者无遗嘱，继承人自己担任申请人跑手续，Amanah Raya 仅提供辅助角色。Intestate — an heir acts as petitioner themselves; AmanahRaya only plays a supporting role.
逝者立遗嘱并指定 Amanah Raya 为执行人；或遗产庞大/超出小额遗产上限，委托 Amanah Raya 全权接管清算。Named as executor in a will, or the estate is large/complex and beyond the small-estate limit — AmanahRaya takes full control.
提供遗嘱、信托与资产传承规划咨询，协助家庭提前安排，避免未来遗产认领的时间与费用负担。Providing consultation on wills, trusts and legacy planning to help families plan ahead and avoid future estate-claim delays and costs.